MARYLAND Anne Arundel Property Tax Estimator
Estimate Your Property Tax
Rate Breakdown
Property taxes in Anne Arundel County are calculated by multiplying the assessed value (minus exemptions) by the total local millage rate.
| Authority | Avg. Rate |
|---|---|
| County General Fund | 0.45% |
| School District (Avg) | 1.20% |
| City / Local (Avg) | 0.35% |
How Property Tax Works in Anne Arundel County
Property taxes in Anne Arundel County are determined by two primary factors: the assessed value of your property and the combined tax rate (millage). Every three years, the Maryland Department of Assessments and Taxation (SDAT) reassesses your property to determine its full cash value. The tax bill is then calculated by multiplying this assessment—minus any applicable credits—by the tax rates set by both the State of Maryland and Anne Arundel County.
It is important to note that the "Homestead Tax Credit" acts as a safeguard against large spikes in property taxes. This credit limits the annual increase in the taxable assessment of your principal residence to a maximum of 10% per year, ensuring that market value fluctuations do not create an immediate, unmanageable tax burden.
Available Exemptions
Maryland offers several programs to help reduce the tax burden for eligible homeowners. These exemptions must generally be applied for through the SDAT:
- Homestead Tax Credit: Limits the annual increase in the taxable assessment of your primary residence.
- Senior Citizen Property Tax Credit: Available to homeowners aged 65 or older who meet specific income and residency requirements.
- Disability Exemption: Provides relief for homeowners who are permanently and totally disabled, subject to income limitations.
- Veteran Exemptions: Maryland provides significant property tax exemptions for disabled veterans or the surviving spouses of military personnel killed in the line of duty.
Payment Schedule & Deadlines
Property tax bills in Anne Arundel County are typically mailed in July. You have two primary options for payment:
- Annual Payment: The full amount is due by September 30. If paid by this date, no interest is accrued.
- Semi-Annual Payment Schedule: You may choose to pay in two installments. The first half is due by September 30, and the second half is due by December 31. Please note that a small service charge applies to the semi-annual option.
Failure to pay by the designated deadlines will result in the accrual of interest and penalties, calculated monthly. Furthermore, delinquent taxes can eventually lead to the placement of a tax lien on your property and potential inclusion in the annual tax sale.
Appealing Your Assessment
If you believe the SDAT’s assessment of your property is inaccurate, you have the right to appeal. The process begins with a formal request for a hearing with the Supervisor of Assessments for Anne Arundel County. You must file this appeal within 45 days of the date on your assessment notice. It is highly recommended that you gather evidence to support your claim, such as recent appraisals, photographs of structural issues, or documentation of comparable sales in your immediate neighborhood. If you remain dissatisfied with the local supervisor’s decision, you may escalate your appeal to the Property Tax Assessment Appeals Board (PTAAB).